Trying to stay ahead of the game this week so getting this challenge done ASAP. I've got Stamping workshop on Wednesday night and gotta have my cards done by Tuesday pm in order to get them all done this month. Anyway, I guess blue, black and white are going to be my Christmas card colors this year...second card with that scheme. This one is Baja Breeze tho! :) Snowflake panel was stamped in versamark and embossed with glittery EP (doesn't show up well in the photo). The "fringe" is some feathery ribbon that I've had for years...trimmed it a bit to fit the card. Thought it kinda looked like icicles. The image is a Studio G stamp and the sentiment is from a Studio G clear set. Colored with prismamarkers with Icicle stickles on the ice. Think that about covers it. Oh yeah, layout is from Get Sketchy (GS#7). TFL and aloha!